68% of businesses indicate a higher risk of becoming seriously delinquent than this business
Key score factors:
NUMBER OF TRADES NET 1-30 TERMS
NUMBER OF CURRENT ACCOUNTS
NUMBER OF DELINQUENT OR DEROGATORY ACCOUNTS
NUMBER OF DEROGATORY PUBLIC RECORD ACCOUNTS
Current DBT range compared to all industries*
3 DBT ($118,200 Balance)
\/
0-15
16-50
51+
80%
11%
9%
% of US businesses falling within DBT range
DBT Norms:
All industries: 6 DBT
Same industry: 9 DBT
Legal Filings and Collections
Bankruptcy filings:
0
Tax lien filings: details (FILED 02/02-06/06):
7
Judgment filings: details (FILED -):
0
Total collections: details (PLACED 09/05-09/05):
1
Sum of legal filings:
$7,596
UCC filings: details (FILED -):
7
Cautionary UCC filings present?
Yes**
Trade Information
Monthly average DBT:
2
Highest DBT previous 6 months:
3
Highest DBT previous 5 quarters:
7
Total continuous trades:
53
Current continuous trade balance:
$118,200
Trade balance of all trades (97):
$1,031,000
Average balance previous 5 quarters:
$78,780
Highest credit amount extended: details
$97,600
6 month balance range:
$59,400 - $121,900
* Days Beyond Terms (DBT) is a dollar weighted calculation of the average number of days that payment was made beyond the invoice due date based on trades on file that have been updated in the previous 3 months.
** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivable, Contracts, Hereafter Acquired Inventory, Leases, Notes Receivable or Proceeds.
Quarterly DBT trends (previous 5 quarters)
90+
60
30
0
7
4
7
1
2
3Q06
4Q06
1Q07
2Q07
3Q07
7 month DBT trends
90+
60
30
0
3
1
1
2
3
2
3
Apr 07
May 07
Jun 07
Jul 07
Aug 07
Sep 07
Current
Performance Analysis
Predicted DBT for 12/05/2007: 3 DBT
Payment Trend Indication: Stable
Industry payment comparison: Pays sooner than 50% of similar firms
Most Frequent Industry Purchasing Terms: NET 30, 0000000 and CONTRCT
Business Summary
Risk Category:
# of Trade Lines: 0
Key Personnel 3:
# of Employees: 0
Transaction Number:
Business Days Beyond Terms (DBT): 3
Predicted DBT: 3
Predicted DBT Date: 12/05/2007
Industry DBT: 9
All Industry DBT: 6
Balance Modifier:
Lowest Total Account Balance: $59,400
Balance Modifier:
Highest Total Account Balance: $121,900
Balance Modifier:
Current Total Account Balance: $118,300
Single High Credit Amount: $1,019,200
Median Credit Amount: $1,100
Industry Payment Comparison: F
Payment Trend IndicatorS
Industry Description: OPHTHALMIC GOODS
Common Terms: NET 30
Common Terms 2: 0
Common Terms 3: CONTRCT
Trade Payment Experience
Business Category Segment Description Current Percentage
High credit Bal Modifier
Date Reported Last Activity Tradeline Flag
High Credit Balance Newly Reported Balance Modifier
Payment Ind. Terms Dispute Ind. Comments
1-30
31-60
61-90
91+
ADVERTISNG
09/2007
$0
0
0
0
0
Trade Data
N/A
$0
NET 30
0
CUST 4 YR
ADVERTISNG
09/2007
$0
0
0
0
0
Trade Data
02/2005
$0
0000000
0
CUST 3 YR
AIR TRANS
08/2007
$26,000
=
38
11
0
0
Trade Data
N/A
$4,300
0000000
51
CUST 19 YR
BLDG MATRL
09/2007
$100
0
0
0
0
Trade Data
07/2006
$0
VARIED
0
ACCTCLOSED
BLDG MATRL
08/2007
$2,000
0
0
0
0
Trade Data
03/2007
$0
CREDIT
0
ACCTCLOSED
BUS SERVCS
09/2007
$800
+
0
0
0
0
Trade Data
N/A
$200
VARIED
100
CHEMICALS
09/2007
$100
-
100
0
0
0
Trade Data
N/A
$100
NET 30
0
ELEC DISTR
08/2007
$100
0
0
0
0
Trade Data
N/A
$0
NET 30
0
<
PROMPT
FACTOR
06/2007
$3,900
+
12
0
0
0
Trade Data
06/2007
$1,200
NET 30
88
FINCL SVCS
10/2007
$600
0
0
0
0
Trade Data
03/2000
$0
0000000
0
FINCL SVCS
09/2007
$0
0
0
0
0
Trade Data
N/A
$0
VARIED
0
FINCL SVCS
09/2007
$45,800
0
0
0
0
Trade Data
05/2007
$0
VARIED
0
CUST 9 YR
FIREPROTEC
08/2007
$200
0
0
0
0
Trade Data
N/A
$0
NET 30
0
FREIGHT
06/2007
$100
0
0
0
0
Trade Data
N/A
$0
VARIED
0
FRGHT FWRD
09/2007
$5,100
0
0
0
0
Trade Data
09/2007
$0
NET 30
0
INDUS SUPL
08/2007
$300
0
0
0
0
Trade Data
12/2005
$0
COD
0
CUST 10 YR
INDUS SUPL
08/2007
$100
0
0
0
0
Trade Data
08/2006
$0
NET 30
0
<
CUST 22 YR
JANTR SUPL
10/2007
$3,700
=
57
0
0
0
Trade Data
09/2007
$3,700
NET
43
CUST 13 YR
LUMBR&WOOD
07/2007
$1,000
-
0
0
0
39
Trade Data
07/2007
$300
VARIED
61
CUST 2 YR
MACH DISTR
07/2007
$600
=
100
0
0
0
Trade Data
04/2007
$100
1/10N30
0
<
CUST 10 YR
MACHINERY
08/2007
$0
0
0
0
0
Trade Data
08/2007
$0
NET 30
0
MED SUPPLY
07/2007
$100
+
0
0
0
0
Trade Data
N/A
$100
VARIED
100
OFFC SUPPL
08/2007
$7,500
0
0
0
0
Trade Data
07/2007
$0
CREDIT
0
ACCTCLOSED
OFFC SUPPL
08/2007
$7,500
0
0
0
0
Trade Data
02/2007
$0
CREDIT
0
ACCTCLOSED
OPTIC SUPL
08/2007
$23,000
=
5
11
8
0
Trade Data
N/A
$19,300
NET 30
76
CUST 4 YR
OPTIC SUPL
08/2007
$200
0
0
0
0
Trade Data
N/A
$0
2/10N30
0
OPTIC SUPL
09/2007
$3,200
+
0
0
0
0
Trade Data
09/2007
$600
N10 EOM
100
OPTIC SUPL
09/2007
$500
+
0
0
0
0
Trade Data
09/2007
$100
VARIED
100
<
CUST 3 YR
OPTIC SUPL
09/2007
$9,000
+
0
0
0
0
Trade Data
N/A
$600
CONTRCT
100
OPTIC SUPL
09/2007
$0
0
0
0
0
Trade Data
08/2004
$0
2/10EOM
0
CUST 10 YR
OPTIC SUPL
10/2007
$3,600
=
43
0
0
0
Trade Data
09/2007
$1,500
NET 30
57
OPTIC SUPL
09/2007
$8,900
+
0
0
0
0
Trade Data
08/2007
$7,000
NET 30
100
OPTIC SUPL
09/2007
$0
0
0
0
0
Trade Data
N/A
$0
NET 30
0
OPTIC SUPL
09/2007
$400
0
0
0
0
Trade Data
04/2007
$0
N10PRX0
0
OPTIC SUPL
07/2007
$400
+
0
0
0
0
Trade Data
N/A
$100
NET 30
100
OPTIC SUPL
09/2007
$4,600
+
0
0
0
0
Trade Data
N/A
$2,000
DISCNT
100
OPTIC SUPL
09/2007
$0
0
0
0
0
Trade Data
N/A
$0
NET 30
0
CUST 7 YR
OPTIC SUPL
10/2007
$300
+
0
0
0
0
Trade Data
09/2007
$100
VARIED
100
<
OPTIC SUPL
08/2007
$97,600
+
0
0
0
0
Trade Data
08/2007
$68,900
2/10N30
100
CUST 14 YR
OPTIC SUPL
09/2007
$100
=
99
0
0
0
Trade Data
08/2007
$100
CONTRCT
1
OPTIC SUPL
10/2007
$2,800
-
73
0
0
27
Trade Data
N/A
$100
NET 15
0
<
CUST 8 YR
PACKAGING
09/2007
$7,300
=
0
0
0
0
Trade Data
09/2007
$1,400
1/10N30
100
PACKAGING
09/2007
$5,500
=
22
0
0
0
Trade Data
11/2005
$3,900
NET 30
78
CUST 13 YR
PLUMBING
08/2007
$0
0
0
0
0
Trade Data
N/A
$0
NET30
0
CUST 11 YR
PLUMBING
09/2007
$200
0
0
0
0
Trade Data
11/2005
$0
NET30
0
PRNTG SUPL
07/2007
$1,600
+
0
0
0
0
Trade Data
06/2007
$700
NET 30
100
CUST 20 YR
SAFTY PROD
09/2007
$200
0
0
0
0
Trade Data
N/A
$0
NET 30
0
CUST 6 YR
SERVICES
08/2007
$1,100
0
0
0
0
Trade Data
04/2007
$0
NET
0
CUST 23 YR
SPORT GDS
08/2007
$1,100
+
0
0
0
0
Trade Data
08/2007
$500
VARIED
100
TELECOM
07/2007
$1,200
+
0
0
0
0
Trade Data
N/A
$1,200
NET 30
100
TRANSPORTN
09/2007
$100
+
0
0
0
0
Trade Data
08/2007
$100
NET 30
100
Y
<
<
PROMPT
TRUCK DLR
09/2007
$0
0
0
0
0
Trade Data
N/A
$0
CONTRCT
0
UTILITY
08/2007
$400
+
0
0
0
0
Trade Data
05/2007
$100
NET
100
PROMPT
WAREHOUSE
09/2007
$100
0
0
0
0
Trade Data
03/2007
$0
VARIED
0
ACCTCLOSED
ADVERTISNG
05/2006
$0
0
0
0
0
Non-Trade
N/A
$0
VARIED
0
ADVERTISNG
12/2004
$0
0
0
0
0
Non-Trade
05/2004
$0
NET 30
0
CUST 7 YR
AIR TRANS
11/2006
$1,500
+
0
0
0
0
Non-Trade
N/A
$100
NET 30
100
<
CUST 15 YR
BUS SERVCS
04/2007
$0
0
0
0
0
Non-Trade
04/2007
$0
NET 30
0
CERAMICS
06/2006
$0
0
0
0
0
Non-Trade
N/A
$0
NET 30
0
CUST 11 YR
CHEMICALS
05/2007
$1,900
+
0
0
0
0
Non-Trade
N/A
$300
CREDIT
100
COMPUTERS
06/2006
$30,000
-
73
23
4
0
Non-Trade
05/2006
$7,300
0000000
0
CRED CARD
09/2007
$400
0
0
0
0
Non-Trade
N/A
$0
NET 30
0
ACCTCLOSED
CRED CARD
09/2007
$1,700
0
0
0
0
Non-Trade
N/A
$0
NET 30
0
ACCTCLOSED
DP EQUIP
10/2004
$0
0
0
0
0
Non-Trade
N/A
$0
NET 30
0
GENERAL
02/2005
$400
=
0
0
0
0
Non-Trade
09/2004
$200
NET 30
100
NEW ACCT
INDUS SUPL
03/2006
$1,700
+
0
0
0
0
Non-Trade
N/A
$500
VARIED
100
INDUS SUPL
03/2006
$1,100
0
0
0
0
Non-Trade
N/A
$0
NET 30
0
INDUS SUPL
06/2006
$500
+
0
0
0
0
Non-Trade
N/A
$500
NET 30
100
INDUS SUPL
05/2007
$1,100
+
0
0
0
0
Non-Trade
12/2006
$100
NET 30
100
<
CUST 1 YR
LEASING
02/2007
$1,500
0
0
0
0
Non-Trade
N/A
$0
CONTRCT
0
CUST 4 YR
MED EQUIP
01/2006
$28,100
+
0
0
0
0
Non-Trade
01/2006
$700
NET 30
100
MISC MANUF
01/2005
$800
0
0
0
0
Non-Trade
N/A
$0
VARIED
0
MOTR TRANS
12/2005
$1,100
0
0
0
0
Non-Trade
12/2005
$0
NET 30
0
NEWSPAPERS
06/2006
$0
0
0
0
0
Non-Trade
04/2006
$0
0000000
0
OFFC SUPPL
11/2005
$0
0
0
0
0
Non-Trade
01/1999
$0
CREDIT
0
CUST 12 YR
OFFC EQUIP
01/2005
$200
+
0
0
0
0
Non-Trade
N/A
$200
VARIED
100
CUST 1 YR
OFFC EQUIP
12/2005
$2,800
-
0
100
0
0
Non-Trade
10/2005
$100
NET 30
0
<
CUST 7 YR
OPTIC SUPL
07/2005
$6,800
+
0
0
0
0
Non-Trade
N/A
$900
CASH
100
OPTIC SUPL
05/2007
$1,200
+
0
0
0
0
Non-Trade
04/2007
$200
NET 30
100
CUST 87 YR
OPTIC SUPL
01/2006
$343,700
-
48
33
0
19
Non-Trade
N/A
$10,800
VARIED
0
CUST 10 YR
OPTIC SUPL
09/2006
$265,800
+
0
0
0
0
Non-Trade
N/A
$265,800
NET 30
100
OPTIC SUPL
07/2005
$1,019,200
0
0
0
0
Non-Trade
07/2005
$0
N15PRXO
0
CUST 11 YR
OPTIC SUPL
04/2007
$843,800
+
0
0
0
0
Non-Trade
03/2007
$619,300
0000000
100
CUST 20 YR
OPTIC SUPL
06/2006
$1,000
-
0
0
0
100
Non-Trade
N/A
$1,000
1/10N30
0
CUST 8 YR
OPTIC SUPL
09/2005
$0
0
0
0
0
Non-Trade
N/A
$0
VARIED
0
OPTIC SUPL
08/2005
$400
+
0
0
0
0
Non-Trade
N/A
$400
CS DIS
100
OPTIC SUPL
01/2007
$100
0
0
0
0
Non-Trade
N/A
$0
NET 30
0
<
OPTIC SUPL
01/2005
$0
0
0
0
0
Non-Trade
07/2003
$0
NET 30
0
OPTIC SUPL
05/2005
$0
0
0
0
0
Non-Trade
N/A
$0
VARIED
0
OPTIC SUPL
11/2005
$0
0
0
0
0
Non-Trade
N/A
$0
NET PRX
0
PAPER PROD
12/2004
$1,200
=
0
0
0
0
Non-Trade
N/A
$1,200
VARIED
100
PETROLEUM
03/2007
$0
0
0
0
0
Non-Trade
03/2002
$0
VARIED
0
CUST 14 YR
PRNTG&PUBL
05/2007
$100
0
0
0
0
Non-Trade
N/A
$0
VARIED
0
<
SERV ASSOC
10/2005
$2,800
+
0
0
0
0
Non-Trade
N/A
$2,800
NET 15
100
SURG EQUIP
08/2005
$100
+
100
0
0
0
Non-Trade
N/A
$100
NET 30
0
<
<
TELECOM
04/2007
$200
0
0
0
0
Non-Trade
02/2007
$0
NET 30
0
CUST 14 YR
TRUCK DLR
12/2005
$200
+
0
0
0
0
Non-Trade
12/2005
$200
N/10PRX
100
CUST 11 YR
Collections
Account Status Code Amount Paid
Date Placed Agency Name
Date Closed Agency Phone
Amount Placed Customer Dispute Ind.
00
09/2005
N/A
$100
$0
RECEIVABLE MANAGEMENT SERVICES
Payment Totals
Segment Desc.: Payment
Count of Newly Reported Lines: 1
DBT of Newl. Yr. Ptd. Lines: 0
High Credit Modifier: <
Total High Credit Amount: $100
Balance Modifier: <
Total Account Balance: $100
Percent Current: 100
1-30 Days Beyond Terms: 0
31-60 Days Beyond Terms: 0
61-90 Days Beyond Terms: 0
91+ Days Beyond Terms: 0
Count of Continuous Lines: 53
High Credit Modifier:
Total High Credit Amount: $278,900
Balance Modifier:
Total Account Balance: $118,200
Percent Cerrent: 91
1-30 Days Beyond Terms: 6
31-60 Days Beyond Terms: 2
61-90 Days Beyond Terms: 1
91+ Days Beyond Terms: 0
Count of Combined Lines: 54
DBT of Combined Lines: 3
High Credit Modifier:
Total High Credit Amount: $279,000
Balance Modifier:
Total Account Balance: $118,300
Percent Current: 91
1-30 Days Beyond Terms: 6
31-60 Days Beyond Terms: 2
61-90 Days Beyond Terms: 1
91+ Days Beyond Terms: 0
DBT of Continuous Lines: 3
Payments
Payment Desc
Month Date
DBT
DBT 30
DBT 60
DBT 90
DBT 90+
Balance Modifier
Total Acct Bal.
Crt. Percent
SIC Code
Trends
09/2007
2
3
2
1
0
$121,900
94
Trends
08/2007
3
8
3
0
0
$71,100
89
Trends
07/2007
2
6
0
0
1
$61,700
93
Trends
06/2007
1
6
0
0
0
$99,100
94
Trends
05/2007
1
6
1
0
0
$60,600
93
Trends
04/2007
3
6
4
0
0
$90,800
90
Industry
09/2007
9
0
0
0
0
$32,713
71
385
Industry
08/2007
9
0
0
0
0
$33,859
64
385
Industry
07/2007
8
0
0
0
0
$31,289
72
385
Industry
06/2007
9
0
0
0
0
$31,779
69
385
Industry
05/2007
8
0
0
0
0
$28,895
74
385
Industry
04/2007
7
0
0
0
0
$28,859
76
385
Public Records
Public Record Type Liability Amt
Date Filed Asset Amt
Legal Type Code Exempt Amt
Legal Action Code Dispute Indicator
Document #
Tax lien Desc Code
Filling Location Plaintiff Name
Owner
T
06/27/2006
STATE TAX
LIEN
X0619544
ALBANY COUNTY CLERK
$380
$0
$0
T
03/09/2004
STATE TAX
RELEASED
4364673
ALLEN COUNTY CIRCUIT
$339
$0
$0
T
01/21/2004
STATE TAX
LIEN
0O4516083
ALLEN COUNTY CIRCUIT
$145
$0
$0
T
11/20/2002
STATE TAX
RELEASED
4232364
MARION CNTY CIRCUIT/
$119
$0
$0
T
10/08/2002
STATE TAX
LIEN
4232364
MARION CNTY CIRCUIT/
$119
$0
$0
T
07/29/2002
STATE TAX
RELEASED
4032268
MARION CNTY CIRCUIT/
$1,913
$0
$0
T
07/17/2002
STATE TAX
LIEN
4032268
MARION CNTY CIRCUIT/
$1,913
$0
$0
T
07/09/2002
STATE TAX
RELEASED
3633310
MARION CNTY CIRCUIT/
$2,364
$0
$0
T
06/14/2002
STATE TAX
RELEASED
3801072
MARION CNTY CIRCUIT/
$1,339
$0
$0
T
06/14/2002
STATE TAX
RELEASED
3801079
MARION CNTY CIRCUIT/
$1,336
$0
$0
T
04/09/2002
STATE TAX
LIEN
3801072
MARION CNTY CIRCUIT/
$1,339
$0
$0
T
04/09/2002
STATE TAX
LIEN
3801079
MARION CNTY CIRCUIT/
$1,336
$0
$0
T
02/22/2002
STATE TAX
LIEN
3633310
MARION CNTY CIRCUIT/
$2,364
$0
$0
UCC Filing Summary
Total UCC Filings
Start Date
Total UCC Orig Filings
Count of Orig Drg. Filings
Total Rel. and Terms
Total Continuations
Total Amn. and Assgn.
10
07/01/2007
0
0
0
0
0
10
01/01/2007
1
1
0
0
0
10
07/01/2006
0
0
0
0
0
10
01/01/2006
0
0
0
0
0
10
07/01/2005
1
0
0
0
0
10
07/01/2005
5
1
2
1
0
Corporate Information
State of Origin: MN
Original Filing Date: N/A
Recent Filing Date: N/A
Date Incorporated: 10/10/1945
Business Type 1: Incorporated
Status Flag:
Status Description:
Profit Flag: P
Chapter #: F-1101DC
Existence Term Years:
Existence Term Date: N/A
Federal ID:
Prior Name:
DBA Name:
Prior Business Name: SODERBERG OPTICAL SERVICE, INCORPORATED
Agent Name:
Agent Address:
Corporate Ownership Indicator:
Owner Name:
Owner Address:
Business Type:
# of Subsidiaries:
# of Branches:
Branches in Midwestern States:
Branches in Northeastern States:
Branches in Western States:
Branches in Southern States:
Branches in South Central States:
Branches in Southwestern States:
Demographic Information
Primary SIC Code: 3851
SIC Description: OPHTHALMIC GOODS
Secondary SIC CODE:
SIC Description:
Add SIC Code:
Add SIC Code:
Years in Business Indicator:
Years in Business -or- Low Range: 0
High Range of Years: 0
Sales Indicator: 1
SalesS/Revenue -or- Low Range: 4000000
High Range of Sales: 0
Profit/Loss Indicator:
Profit/Loss Code:
Profit Amount - or - Low Range: 0
High Range of Profit: 0
Net Worth Indicator:
Net Worth Modifier:
Net Worth Amount - or - Low Range: 0
Amount Modifier:
High Range of Net Worth: 0
Employee Indicator: 1
Employee Size - or - Low Range: 25
High Employee Range: 0
In Building Date: Unknown
Building Size: 0
Building Ownership:
Ownership Code:
Location Code:
Business Type Code:
Customer Count: 0
Fiscal Year Month:
Date Founded: 1913
Scoring Factors
Model Title
Score Probability
Percentile Lim. Prof.
Cust. CD. Pub. Held
Sign Prob Text
Filenum Act. Text
Model CD Indicator
COMMERCIAL ALL-INDUSTRY II
71.39
68
03
000210
N
N
LOW TO MEDIUM RISK
Exec. Summary
Business Days Beyond Terms (DBT): 3
Predicted DBT: 3
Predicted DBT Date: 12/05/2007
Industry DBT: 009
All Industry DBT: 006
Filler:
Balance Modifier:
Lowest Total Account Balance: $59,400
Balance Modifier:
Highest Total Account Balance: $121,900
Balance Modifier:
Current Total Account Balance: $118,300
Single High Credit Amount Extended: $1,019,200
Median Credit Amount: $1,100
Industry Payment Comparison: F
Payment Trend Indicator: S
Industry Description: OPHTHALMIC GOODS
Common Terms: NET 30
Common Terms 2: 0000000
Common Terms 3: CONTRCT
Health Payment Totals
Current Month Date: 09/00/2007
DBT for Current Month: 2
Balance Modifier:
Total Account Balance: $121,900
Percent Current: 94
1-30 Days Beyond Terms: 3
31-60 Days Beyond Terms: 2
61-90 Days Beyond Terms: 1
91+ Days Beyond Terms: 0
Prior Month Date: 08/00/2007
Prior Month DBT: 3
Balance Modifier:
Total Account Balance: $71,100
Percent Current: 89
1-30 Days Beyond Terms: 8
31-60 Days Beyond Terms: 3
61-90 Days Beyond Terms: 0
91+ Days Beyond Terms: 0
Prior Month Date: 07/00/2007
Prior Month DBT: 2
Balance Modifier:
Total Account Balance: $61,700
Percent Current: 93
1-30 Days Beyond Terms: 6
31-60 Days Beyond Terms: 0
61-90 Days Beyond Terms: 0
91+ Days Beyond Terms: 1
Prior Month Date: 06/00/2007
Prior Month DBT: 1
Balance Modifier:
Total Account Balance: $99,100
Percent Current: 94
1-30 Days Beyond Terms: 6
31-60 Days Beyond Terms: 0
61-90 Days Beyond Terms: 0
91+ Days Beyond Terms: 0
Prior Month Date: 05/00/2007
Prior Month DBT: 1
Balance Modifier:
Total Account Balance: $60,600
Percent Current: 93
1-30 Days Beyond Terms: 6
31-60 Days Beyond Terms: 1
61-90 Days Beyond Terms: 0
91+ Days Beyond Terms: 0
Prior Month Date: 04/00/2007
Prior Month DBT: 3
Balance Modifier:
Total Account Balance: $90,800
Percent Current: 90
1-30 Days Beyond Terms: 6
31-60 Days Beyond Terms: 4
61-90 Days Beyond Terms: 0
91+ Days Beyond Terms: 0
Payment History
Days Beyond Terms: 2
Balance Modifier:
Total Account Balance: $101,900
Percent Current: 93
Percent 1-30 Days Beyond Terms: 4
Percent 31-60 Days Beyond Terms: 2
Percent 61-90 Days Beyond Terms: 1
Percent 91+ Days Beyond Terms: 0
Quarter Within Year: 3
Year of Quarter: 07
Days Beyond Terms: 1
Balance Modifier:
Account Balance: $71,900
Percent Current: 94
Percent 1-30 Days Beyond Terms: 6
Percent 31-60 Days Beyond Terms: 0
Percent 61-90 Days Beyond Terms: 0
Percent 91+ Days Beyond Terms: 0
Quarter Within Year: 2
Year of Quarter: 07
Days Beyond Terms: 7
Balance Modifier:
Total Account Balance: $97,900
Percent Current: 59
Percent 1-30 Days Beyond Terms: 39
Percent 31-60 Days Beyond Terms: 2
Percent 61-90 Days Beyond Terms: 0
Percent 91+ Days Beyond Terms: 0
Quarter Within Year: 1
Year of Quarter: 07
Days Beyond Terms: 4
Balance Modifier:
Total Account Balance: $64,600
Percent Current: 88
Percent 1-30 Days Beyond Terms: 8
Percent 31-60 Days Beyond Terms: 1
Percent 61-90 Days Beyond Terms: 2
Percent 91+ Days Beyond Terms: 1
Quarter Within Year: 4
Year of Quarter: 06
Days Beyond Terms: 7
Balance Modifier:
Total Account Balance: $57,600
Percent Current: 84
Percent 1-30 Days Beyond Terms: 9
Percent 31-60 Days Beyond Terms: 3
Percent 61-90 Days Beyond Terms: 0
Percent 91+ Days Beyond Terms: 4
Quarter Within Year: 3
Year of Quarter: 06
Tax Liens
Date Filed Filing Location
Legal Type Code Owner
Legal Action Code Liability Amount
Filler Tax Lien Description Code
Document # Dsp 1 Cust. Disp Ind
06/27/2006
03
06
X0619544
ALBANY COUNTY CLERK
$380
03/09/2004
03
07
04364673
ALLEN COUNTY CIRCUIT
$339
01/21/2004
03
06
0O4516083
ALLEN COUNTY CIRCUIT
$145
11/20/2002
03
07
04232364
MARION CNTY CIRCUIT/
$119
10/08/2002
03
06
04232364
MARION CNTY CIRCUIT/
$119
07/29/2002
03
07
04032268
MARION CNTY CIRCUIT/
$1,913
07/17/2002
03
06
04032268
MARION CNTY CIRCUIT/
$1,913
07/09/2002
03
07
03633310
MARION CNTY CIRCUIT/
$2,364
06/14/2002
03
07
03801072
MARION CNTY CIRCUIT/
$1,339
06/14/2002
03
07
03801079
MARION CNTY CIRCUIT/
$1,336
04/09/2002
03
06
03801072
MARION CNTY CIRCUIT/
$1,339
04/09/2002
03
06
03801079
MARION CNTY CIRCUIT/
$1,336
02/22/2002
03
06
03633310
MARION CNTY CIRCUIT/
$2,364
Intelliscore Key Model Elements
CREDIT INFORMATION FOR STOCK BUILDING SUPPLY
VALUE
Current Days Beyond Terms (DBT):
3
Monthly Average DBT:
2
Highest DBT in the Past Six Months:
3
Worst DBT in the Last 5 Quarters:
7
Trade Account Balance From 97 Trade Lines(All):
$1,031,000
Average Balance in the Past 5 Quarters:
$78,780
Recent High Credit:
$97,600
Median Credit:
$1,100
Number of Bankruptcy:
0
Number of Judgment:
0
Number of Liens:
7
Number of Collection Accounts:
1
Number of Original UCC Filings:
Legal Balance:
$7,596
Number of Years on File:
30
SIC Code:
3851 {OPHTHALMIC GOODS}
SCORE:71.39
68% OF BUSINESSES SCORE LOWER (INDICATING HIGHER RISK) THEN THIS BUSINESS.
THE KEY DETERMINING SCORE FACTORS ARE:
NUMBER OF TRADES NET 1-30 TERMS
NUMBER OF CURRENT ACCOUNTS
NUMBER OF DELINQUENT OR DEROGATORY ACCOUNTS
NUMBER OF DEROGATORY PUBLIC RECORD ACCOUNTS
Credit Limit:
.
Terms:
.
Comments:
.
.
Signature:
.
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